What does a Finance Professional do?
In personal finance, decisions are made about paying for education, financing goods such as real estate and vehicles, buying health and property insurance, and investing and saving for retirement. According to the Financial Planning Standards Board, the six key areas of personal financial planning are:
- Financial position: understanding what resources are available by looking at the net worth and cash flow of a household
- Adequate protection: the analysis of how to protect a household from unforeseen risks
- Tax planning
- Investment and accumulation goals
- Retirement planning
- Estate planning
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